IndusInd Bank Platinum Credit Card

IndusInd Bank Platinum Credit Card is a lifetime-free card offering 1.5 reward points per ₹150 spent, 1% fuel surcharge waiver, air accident insurance up to ₹25 lakh, and welcome benefits like brand vouchers. It also features 24×7 concierge service, travel protection, and flexible reward redemption options.

✨ IndusInd Bank Platinum Credit Card – Smart Rewards, Zero Fees

The IndusInd Bank Platinum Credit Card is a thoughtfully designed, lifetime-free card that delivers essential lifestyle, travel, and insurance benefits with no joining or annual fees. Whether you’re shopping, dining, or travelling, the card ensures value and peace of mind through consistent rewards and security features.

With this card, you earn 1.5 reward points for every ₹150 spent (except fuel), which can be redeemed flexibly across gift vouchers, merchandise, statement credits, or airline miles. The redemption process is simple and accessible through IndusInd’s online portal.

🌟 Key Benefits:

• Lifetime-Free: No joining fee or annual fee—ever.

• Reward Points: Earn 1.5 points per ₹150 spent, with redemption options including gifts, vouchers, or even flight miles.

• Fuel Benefits: Enjoy a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 (capped at ₹100/month).

• Insurance Cover:

  • Air accident insurance up to ₹25 lakh.

  • Travel insurance for lost or delayed baggage, lost passport or missed connections.

  • Fraud liability protection up to 48 hours before reporting a lost/stolen card.

• Welcome Benefits: Choose from a range of premium brand vouchers like Amazon, Flipkart, Montblanc, EazyDiner, and more (subject to variant/offer selected).

• Concierge & Assistance: 24×7 concierge services for travel bookings, restaurant reservations, and more. Also includes roadside assistance.

• Zero Liability: Protection against unauthorized transactions in case your card is lost or stolen.

For food lovers, the card is also available in a co-branded EazyDiner version, offering dining discounts and complimentary access to EazyDiner Prime.

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💼 Who Should Get This Card?

This card is ideal for:

• First-time or entry-level credit card users looking for a no-cost card.

• People who want reward points without paying annual fees.

• Those who appreciate travel protection, insurance, and concierge services with moderate spending.

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The IndusInd Bank Platinum Credit Card stands out as a reliable, fee-free option for users seeking straightforward benefits, insurance protection, and flexible redemption—all with the trusted service of IndusInd Bank.

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