IDFC FIRST Classic Credit Card

IDFC FIRST Classic Credit Card is a lifetime-free card offering 10X rewards on high spends and birthdays, 4 free railway lounge visits per quarter, and exclusive discounts on dining, movies, and wellness. It also includes fuel surcharge waivers, EMI options, and free roadside assistance—ideal for smart, everyday spending without annual fees.

🌟 IDFC FIRST Classic Credit Card – A Smart Choice for Everyday Rewards

The IDFC FIRST Classic Credit Card is a thoughtfully designed, lifetime-free credit card that combines savings, rewards, and lifestyle benefits to enhance your daily spending experience. With no joining or annual fees, it offers unmatched value from day one.

Whether you’re shopping, travelling, dining, or simply managing everyday expenses, this card ensures you earn generous reward points that never expire. Enjoy up to 10X reward points on milestone spends and birthday purchases, along with 3X rewards on all regular online and offline spends.

The card also includes exclusive lifestyle benefits such as:

• 25% discount on movie tickets (up to ₹100 per month),

• Dining discounts at 1,500+ partner restaurants,

• Health and wellness offers across 3,000+ outlets.

Frequent travellers can take advantage of 4 complimentary railway lounge visits per quarter, and fuel users benefit from a 1% surcharge waiver (up to ₹200/month). Plus, you get complimentary roadside assistance and insurance coverage for personal accidents and lost card liability.

The IDFC FIRST Classic Card also supports flexible EMI conversions, balance transfers, and interest-free ATM cash withdrawals for up to 45 days—making it a reliable financial partner in emergencies.

Backed by competitive interest rates (as low as 0.75% per month), a secure digital experience, and 24x7 support, this card is a perfect fit for those looking for value, rewards, and convenience—without the burden of annual fees.

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